Canadians who have recently bought a home intend to pay off their mortgages as quickly as possible, with many already taking steps towards that goal, according to an annual mortgage consumer survey released by Canada Mortgage and Housing Corp.
One-third of purchasers have made a lump sum mortgage payment to help pay down the principal on their mortgage. While 84 per cent of respondents are making weekly or biweekly payments to accelerate their payments, which shortens their original mortgage amortization period.
The survey also indicated that 84 per cent of respondents felt they had access to suitable housing options, and 88 per cent felt confident they could manage their debt.
The Mortgage Consumer Survey is conducted each fall, and based on a sample of more than 1,400 recent active mortgage consumers, including first time and repeat buyers, along with customers renewing and refinancing their mortgages. Results are considered accurate within 2.6 percentage points 19 times out of 20.
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